Take control with uDrive!

uDrive 2nd Mortgage Rates

Subject to approval and/or change without notice

1 year open term

0% lender fee option open after 6-months

up to 50% LTV

  • 10.05% rate & 2% lender fee
  • 11.05% rate & 1% lender fee
  • 12.05% rate & 0% lender fee

up to 65% LTV

  • 10.45% rate & 2% lender fee
  • 11.45% rate & 1% lender fee
  • 12.45% rate & 0% lender fee

up to 70% LTV

  • 10.85% rate & 2% lender fee
  • 11.85% rate & 1% lender fee
  • 12.85% rate & 0% lender fee

Adjustments may be made based on use of funds, strength of borrower and location, type & condition of property


Rate Surcharges

  • Acreages: +0.50%
  • Non-resident borrowers: +0.50%
  • Holding Companies: +0.25%
  • Rural/small towns (pop <10k): +0.25%

General Terms

  • $345 documentation fee
  • Amortization, up to 35 years
  • Renewals offered to borrowers in good standing, at our 0% Lender Fee rate at the time of renewal.
  • Renewal fee 0.25% (min $250)

Filogix logo
Velocity logo
Lendesk logo

Underwriting Team: uDrive@threepointcapital.ca
Loren Hawkins, National Manager Broker Relations: loren@threepointcapital.ca