Empowering mortgage brokers through our innovative and flexible lending solutions.
Lending Guidelines, Rates & Locations
As your trusted partner in the mortgage industry, Three Point Capital understands the importance of providing residential mortgage solutions that anticipate a borrower’s needs. Our experienced underwriting team is ready to assist you with rates and terms that have been crafted to ensure your clients have access to flexible financing solutions tailored to their unique circumstances.
Here are some key highlights on our flexible lending solutions, guiding you on the road to informed decisions.
- “uDrive” No Fee or Lower Rate
- Residential 1st and 2nd mortgages
- Up to 75% LTV
- Flexible 1 year terms
- Fully open options
- Interest only or amortized payments
- Efficient funding process
- Transparent renewal process
Underwriting Team: uDrive@threepointcapital.ca
Loren Hawkins, National Manager Broker Relations: loren@threepointcapital.ca
Lending Locations
Three Point Capital provides reliable and flexible financial solutions across marketable real estate communities within British Columbia, Alberta and Ontario. Whether your clients are seasoned investors or first-time homebuyers, our solutions are designed to meet the diverse needs of the urban market across all of our approved lending areas.
To discover more about our specific lending areas, please view our current lending location guides for British Columbia, Alberta and Ontario below. Our underwriting team is also always happy to discuss any location requests in more detail.
BC Lending Locations
Marketable residential properties in urban locations
Up to 75%
- Abbotsford
- Armstrong
- Brentwood Bay
- Burnaby
- Campbell River
- Chilliwack
- Cobble Hill
- Colwood
- Comox
- Coquitlam
- Cordova Bay
- Courtenay
- Cowichan Bay
- Deep Cove
- Delta
- Esquimalt
- Gordon Head
- Highlands
- Horseshoe Bay
- Kamloops
- Kelowna
- Lake Country
- Langford
- Langley
- Lions Bay
- Maple Ridge
- Mill Bay
- Mission
- Nanaimo
- Nanoose Bay
- New Westminster
- North Saanich
- North Vancouver
- Oak Bay
- Oliver
- Osoyoos
- Parksville
- Peachland
- Penticton
- Pitt Meadows
- Port Coquitlam
- Port Moody
- Prince George
- Qualicum Beach
- Richmond
- Royal Oak
- Saanich
- Saanichton
- Sardis
- Sidney
- Sooke
- Summerland
- Sun Rivers
- Surrey
- Swartz Bay
- Tsawwassen
- Vancouver
- Vernon
- Victoria
- View Royal
- West Kelowna
- West
- Vancouver
- Westbank
- White Rock
- Yarrrow
Up to 70%
- Bowser
- Brentwood Bay
- Bridal Falls
- Chemainus
- Coldstream
- Fanny Bay
- Furry Creek
- Gibsons
- Honeymoon Bay
- Kaleden
- Lake Cowichan
- Langdale
- Lantzville
- Lavington
- Metchosin
- Okanagan Falls
- Salmon Arm
- Shawnigan Lake
- Squamish
- Tobiano
- Union Bay
- Youbou
Up to 65%
- Agassiz
- Britannia Beach
- Enderby
- Halfmoon Bay
- Harrison Hot Springs
- Harrison Mills
- Pemberton
- Sechelt
- Sun Peaks
Up to 50%
- Lumby
Up to 65%
On exception
- Salt Spring
- Pender
- Bowen
- Gabriola
- Denman
Please contact us directly to discuss any locations not listed
Alberta Lending Locations
Marketable residential properties in urban locations
Up to 75%
- Airdrie
- Balzac
- Calgary
- Devon
- Edmonton
- Fort Sask.
- Leduc
- Sherwood Park
- Spruce Grove
- St. Albert
- Stony Plain
Up to 70%
- Beaumont
- Blackfalds
- Chestermere
- Lacombe
- Lethbridge
- Medicine Hat
- Nisku
- Okotoks
- Red Deer
- Strathmore
- Villeneuve
Up to 65%
- Bowden
- Canmore
- Camrose
- Innisfail
- Penhold
- Sylvan Lake
Please contact us directly to discuss any locations not listed
Ontario Lending Locations
Marketable residential properties in urban locations
Up to 75%
- Ajax
- Aurora
- Barrie
- Belleville
- Brampton
- Burlington
- Cambridge
- Carleton Place
- Etobicoke
- Grimsby
- Guelph
- Hamilton
- Kanata
- Kitchener
- London
- Markham
- Milton
- Mississauga
- Nepean
- Newmarket
- Niagara Falls
- Oakville
- Oshawa
- Ottawa
- Peterborough
- Pickering
- Richmond Hill
- Scarborough
- Simcoe
- St. Catharines
- Vaughan
- Waterloo
- Welland
- Whitby
- York Region
Up to 70%
- Bowmanville
- Chatham-Kent
- Cobourg
- Cornwall
- Essex
- Georgetown
- Innisfill
- Keswick
- Kingston
- Leamington
- Napanee
- Orangeville
- Orillia
- Owen Sound
- Prince Edward
- Sarnia
- Stratford
- Sudbury
- Thunder Bay
- Woodstock
Up to 65%
- Collingwood
- Georgina
- Gravenhurst
- Meaford
- Petawawa
- Port Colbourne
- Tavistock
- Thornbury
- Thorold
- Tilbury
- Tweed
- Walkerton
- Wasaga Beach
- Windsor
Up to 50%
- North Bay
Please contact us directly to discuss any locations not listed
“Three Point Capital is an exceptional lending partner that consistently delivers top-notch service throughout every stage of the mortgage process. Loren and his team always provide clear and consistent communication ensuring smooth transactions for my clients. Their underwriting team demonstrates a rare blend of expertise and common sense, creating solutions for our clients who don’t fit the traditional lending criteria. I highly recommend Three Point Capital to anyone seeking a reliable partner in alternative financing.”
Evangeline Thasitis, Mortgage Broker
TMG The Mortgage Group, Edmonton, AB
Broker Newsletter Sign-Up
Sign up for our newsletter to receive exclusive updates from our team including details on our latest products, rates & guidelines.
By entering your name and email address, you consent to Three Point Capital Corp. sending you email newsletters and updates. You may unsubscribe at any time from receiving these communications by clicking on the unsubscribe link that is included at the bottom of each communication.